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SEC-registered lending company · CA No. 3506

Business loans for Philippine small and medium enterprises.

Borrow ₱50,000 to ₱10,000,000 for 3 to 12 months. Apply online in about 10 minutes, with no account or password needed.

Apply now Check my application

Loans are provided by Dark Knight Lending, Inc., doing business as Datung.

At a glance

Loan amount
₱50,000 to ₱10,000,000
Term
3 to 12 months
Repayment
You choose your preferred scheduleDaily, weekly, bi-weekly or monthly
Rates and charges
Disclosed in full before you sign

Who it's for

Built for owners of small and medium businesses

Any business owner who meets these basic eligibility rules can apply online.

  • You run a business

    Datung offers business loans of ₱50,000 to ₱10,000,000 for small and medium enterprises in the Philippines.

  • You are 18 or older

    Every borrower must be at least 18 years old when they apply.

  • Your loan ends before you turn 65

    The loan must be fully repaid before your 65th birthday, so your chosen term of 3 to 12 months needs to finish before then.

How it works

Five steps from application to funding

Need to come back later? Use Check my application and we will email you a link back in.

  1. Step 1: Apply online

    No account or password needed. It takes about 10 minutes, and the form mirrors our paper Loan Application Form.

  2. Step 2: Confirm by email

    We email you a secure link. Open it to confirm and continue your application.

  3. Step 3: Upload your documents

    Upload the required documents, plus any optional ones that support your application.

  4. Step 4: Credit review

    We review your application, including a credit investigation that may involve a visit to your business.

  5. Step 5: Decision and funding

    We let you know our decision. If you are approved, you sign your loan documents and receive your funds.

Requirements

What you'll need

These are required for every loan. Having them ready before you start makes the upload step quick.

Required for every loan

  • 2 valid government IDs

  • Latest 3 months of bank statements

  • Loan Application Form

    Filled out online. We generate the form for you automatically from your answers.

  • Proof of billing for your business address

    Not older than 3 months.

Optional, but they strengthen your application

  • Business permit
  • DTI or SEC registration
  • Income tax return (ITR)
  • Other documents that support your application

Why Datung

Straightforward borrowing from a registered lender

  • A licensed lender

    Dark Knight Lending, Inc. is registered with the Securities and Exchange Commission and holds Certificate of Authority No. 3506 to operate as a lending company.

  • No account needed

    Apply without creating an account or a password. We use secure email links to bring you back to your application.

  • Apply in about 10 minutes

    The online form mirrors our paper Loan Application Form, and we generate the completed form for you from your answers.

  • Full disclosure before you sign

    The interest rate and all charges on your loan are disclosed in full before you sign.

  • Your repayment preference

    Tell us whether you'd prefer to repay daily, weekly, bi-weekly or monthly.

  • Your data protected under RA 10173

    Applications are processed in accordance with the Data Privacy Act of 2012.

FAQ

Common questions

Who can apply?

Business owners who are 18 or older. Your loan must be fully repaid before you turn 65, so the term you choose (3 to 12 months) has to end before then. Loans range from ₱50,000 to ₱10,000,000.

What documents do I need?

Every loan requires 2 valid government IDs, your latest 3 months of bank statements, the Loan Application Form (generated automatically when you apply online) and proof of billing for your business address that is not older than 3 months. A business permit, DTI or SEC registration, ITR and similar documents are optional, but they strengthen your application.

What is the email link for?

Because there is no account or password, we email you a secure link after you apply. Open it to confirm and continue your application, including uploading your documents. If you need a new link, go to Check my application and enter the email you applied with.

What interest rate will I pay?

The interest rate and all charges on your loan are disclosed to you in full before you sign, so you can decide with all the numbers in front of you.

How is my personal data protected?

Applications are processed under the Data Privacy Act of 2012 (Republic Act No. 10173). See our Privacy Policy for details.

What happens after I apply?

After you confirm through the email link and upload your documents, Dark Knight Lending, Inc. reviews your application. This includes a credit investigation, which may involve a visit to your business. We then let you know our decision. If you are approved, you sign your loan documents and receive your funds.

Community Hero program

Know business owners who could use financing?

Community Heroes are Datung's referral partners. Sign up to refer business owners in your community to Datung.

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